Who to approach
There are numerous financial organisations offering investment products over the phone, by post or online. So if you don’t want to invest via an intermediary, go direct – it could save you money. This could mean going direct to an insurance company or an investment house. If you are looking to invest in a unit trust or Oeic, and know exactly which fund you want to invest in, it is also worth considering a discount broker (see Discount brokers).
